1. Introduction

This Privacy Policy explains how Wisely collects, uses, and protects your data. By using the Service, you agree to this policy.

2. Data Controller

The data controller is the independent Operator of Wisely.

3. Information We Collect

3.1 Information You Provide

Name and email address
Expense data (amounts, categories, dates)
Group data and participant identifiers
User inputs and optional notes

3.2 Automatically Collected

Device and browser information
IP address
Usage logs and activity patterns

3.3 Derived Data

Spending insights and trends
Aggregated, anonymized analytics

4. How We Use Data

We use your data to:

Provide and improve the Service features
Enable seamless expense tracking and group collaboration
Generate personalized financial analytics and insights
Maintain platform security and prevent fraudulent abuse

Zero-Ads Policy: We do not sell your personal data to advertisers or third parties.

5. Third-Party Services

Wisely relies on trusted third-party providers (like Google/Firebase) for Hosting, Authentication, Analytics, and Notifications. Your data may be processed by these providers only to the extent necessary to enable the Service.

6. Data Sharing

We may share data:

With members of groups you join (limited to your activity within those groups)
With essential service providers
If explicitly required by legal authorities or law

7. Data Retention

We retain your data as long as your account is active or as needed for operational purposes. You may request data deletion at any time through the profile settings or via email contact.

8. Data Security

We use industry-standard protections, including TLS/SSL encryption in transit and secure database infrastructure. While we strive for maximum protection, no digital system is completely impenetrable.

9. Your Rights

You have the right to access your data, request corrections, request deletion, or withdraw your consent for processing.

Contact: contact@thewiselyapp.com

10. Children’s Privacy

The Service is not intended for or marketed to individuals under the age of 18.

11. Cookies & Tracking

We use essential cookies for session management and analytics to improve performance. You can manage cookie preferences through your browser settings.

12. International Data Transfers

Your data may be stored or processed in regions outside your home country (specifically on Google Cloud/Firebase servers) with rigorous technical safeguards.

13. Compliance

This policy is designed to align with the Indian Digital Personal Data Protection Act (DPDP Act, 2023) and recognized global privacy standards.

14. Contact

Operator: Pranav Ghosh
Email: contact@thewiselyapp.com

Final Acknowledgment

By using Wisely, you confirm that you have read, understood, and agreed to both the Terms of Service and Privacy Policy.